Projects of Islamic finance
Author: Prof. Sava Hristov Dimov, Ph.D (Burgas Free University)
Keywords: loans with disturbed service, non-performing loans, bad and restructured loans, impairment, banks.
This study is devoted to the quality of the loans, extended by commercial banks in Bulgaria in the period 2007 - March 2017. The dynamics of the quality of bank loans has been analysed by researching some key indicators of the state of credit portfolios. The major factors have been extrapolated which have an impact on the studied dynamics and the main trends in the quality of loans have been outlined. The current state of the quality of the credit portfolio of the banking system has been researched and evaluated. Attention has been given also to the provisions on bank loans. On this basis, the main guidelines have been outlined for improving banks' credit portfolio quality in this country.
